About this site
An independent guide to property insurance claims, written for the person holding the policy.
What this site is for
When a home or business is damaged, the owner has to deal with an insurance claim at the worst possible time. The rules that protect them are real, but they are scattered across state insurance codes and regulations that few people ever read.
PublicAdjuster.cc puts those rules in plain English, state by state, with a link to the law behind each one. It also explains what a public adjuster is, what one costs, and when hiring one is and is not likely to pay off.
What it is not
- We are not an insurance company, a public adjusting firm or a law firm.
- We do not handle claims, give legal advice or recommend individual adjusters.
- We do not take a share of any claim or any adjuster's fee.
What is here today
- State rules for 10 states, each matched to the statute or regulation and dated.
- Four free tools that run in your browser and keep nothing.
- A directory of 6,448 licensed public adjusters and firms from official state records.
- Guides to the claim problems people run into most.
How it is funded
Licensed public adjusters can pay a flat yearly fee for a featured listing, which is always labelled as advertising. That is the only income. Details are on how we make money.
How facts are checked
Nothing about the law goes on a page until it has been matched to a primary source. Where we could not confirm something, we say so or leave it out. See the editorial policy.
Contact
General questions: [email protected]
Corrections and listing changes: [email protected]
Featured listings: [email protected]
We cannot advise on individual claims. For help with your own claim, contact your state insurance department or a licensed professional.