Advertiser terms
These terms apply to every sponsored listing. They are short on purpose. Paying an invoice means you accept them.
1. What you are buying
A sponsored listing is advertising space. It is shown above the free directory on the pages named on your invoice, for twelve months from the day it goes live.
- Every sponsored listing carries the label "Sponsored".
- A page shows at most 3 sponsored listings. Where there is more than one, the earliest to sign up is shown first. That order is not a rating.
- We sell at most 3 statewide listings per state.
- A sponsored listing shows your name, firm, licence numbers, phone number, website and a description of up to 50 words. Free listings do not show a website.
- There is no exclusivity, and we promise no number of visitors, calls or clients.
2. Price and payment
- The price is the flat yearly fee on the price list on the day we invoice you.
- Founders discount: listings bought on or before March 31, 2027 pay the founding price, shown on the price list, for their first twelve months.
- We send one PayPal invoice. You do not need a PayPal account. The listing goes live after it is paid.
- Nothing renews by itself. We email you before the twelve months end. A renewal is charged at the price list on that day.
3. A flat fee, never a referral fee
The fee pays for advertising space and nothing else. It does not change with the number of people who contact you, the clients you sign, or the fees you earn. We do not pass anyone's details to you, we take no part in any contract between you and a policyholder, and we do not recommend you or any other adjuster.
4. Your licence
- You must hold an active public adjuster licence in every state where you are featured.
- We check each licence against the state's own records before the listing goes live, and we may check again at any time.
- If a licence is suspended, revoked, surrendered or allowed to lapse, tell us within five business days. The listing comes down for that state.
5. What your listing may say
You confirm that everything you send us is accurate and yours to use. Your name and licence numbers are shown exactly as they appear in the state's records. Your description may not include:
- a promised result, a promised amount, or wording such as "we will get you more";
- a statement that filing a claim carries no risk, or any offer of money or a gift for filing a claim or signing up;
- anything that suggests a government agency issued, approved or endorses the listing;
- anything that suggests this site recommends, rates or endorses you;
- statements about a named insurer, adjuster or firm.
We may shorten wording, ask you to change it, or decline it.
6. Your state's advertising rules are yours to meet
States regulate how public adjusters advertise. You are responsible for knowing and following the rules of each state where you are featured. Three examples from the laws we have read:
- Texas says each advertisement must display the licence holder's name, address and licence number (Tex. Ins. Code § 4102.113). We never publish an address from a state file, so give us the business address you want shown.
- Georgia says an adjuster's advertisement may not be used unless the Commissioner has approved it (O.C.G.A. § 33-23-43.7).
- Florida requires a set notice on certain written advertisements and limits what an advertisement may say (Fla. Stat. § 626.854).
If your state requires particular wording, a notice or an approval, send it to us and we will show it at no charge. This list is not complete and is not legal advice.
7. Changes, removal and refunds
- Changes. You can change your phone number, website or description at any time, free. We aim to make changes within five business days.
- Change of mind. Cancel within 14 days of the listing going live and we refund the fee in full. After that there is no refund for cancelling.
- If we stop the page. If we close the site, or remove a page your listing is on, we refund the unused full months for that page.
- If the listing has to come down. If a listing is removed because a licence is no longer active or because these terms were broken, there is no refund. If the licence becomes active again during the twelve months, the listing goes back up for the time that is left.
8. Our content stays independent
Advertising does not change what this site publishes. Our guides tell readers when they probably do not need a public adjuster, what fees the law allows, and how to cancel a contract. We do not remove accurate information at an advertiser's request.
9. Limits
- We do our best to keep the site available, but we do not promise it will never be down.
- If something goes wrong with your listing, the most we owe you is the fee you paid for the current twelve months. We are not responsible for lost business or lost profit.
- You are responsible for claims that arise from what your listing says, or from your advertising not meeting your state's rules.
10. Records and changes to these terms
We keep the details you send, the record of your licence check and the invoice. See the privacy page. If we change these terms, the version dated when your invoice was paid applies until your twelve months end.