Data · Michigan

Michigan storm damage and disaster statistics

Compiled from NOAA and FEMA data, November 10, 2026 How the figures are built

In short

From 2016 to 2025 the National Weather Service logged 8,174 storm event reports in Michigan, with property damage estimates totalling $2.1 billion. That is the 13th highest of the 50 states and D.C.

Winter weather was reported most often (3,385 reports). Flood accounted for the most reported damage ($923 million). FEMA has issued 14 major disaster declarations for Michigan since 2000.

8,174

storm event reports, 2016–2025

$2.1B

property damage estimated in those reports

major disaster declarations since 2000

845

hail reports, 63 of two inches or larger

147

tornado reports, 9 rated EF2 or stronger

$605M

home damage verified by FEMA inspectors since 2002

Reported storm damage in Michigan, year by year

Property damage estimated in National Weather Service storm reports for Michigan. Not insured losses, and not adjusted for inflation.

Largest single damage estimate

$139 million

Flash Flood, Wayne, 2021. Large events are recorded county by county, so one disaster can appear as several entries.

A quiet year on this chart can mean few damaging storms, or storms whose reports carried no damage estimate.

What hits Michigan: reports and damage by type

Winter weather 3,385
Damaging wind 3,164
Hail 845
Flood 414
Tornado 147
Lightning 25
Wildfire 6

Storm event reports by type, 2016 to 2025.

Flood $923M
Damaging wind $802M
Tornado $229M
Winter weather $118M
Hail $43.9M
Wildfire $2.2M
Lightning $1.5M

Property damage estimated in those reports, 2016 to 2025.

Federal disasters in Michigan

FEMA has recorded 14 major disaster declarations, 6 emergency declarations and 0 fire management declarations for Michigan since 2000.

The most recent major disaster declaration in this data is Severe Storms, Tornadoes, And Flooding (flood), declared June 30, 2026.

Some states change their rules on public adjuster fees and contracts after a declared disaster. See what a declaration changes.

Flood 6
Severe Storm 5
Severe Ice Storm 1
Dam/Levee Break 1
Biological 1

Major disaster declarations by cause since 2000.

Home damage FEMA has verified in Michigan

After a declared disaster, homeowners can register with FEMA and have their home inspected. These are the totals for Michigan since 2004.

296,423

homeowners registered, across 8 disasters

$605M

damage verified by FEMA inspectors

$773M

individual assistance FEMA approved for those owners

262,648

homes inspected

480

inspections that found more than $30,000 of damage

$2,303

average verified damage per inspected home

FEMA assistance is not insurance and is capped. It measures damage against its own habitability standard, and it counts only owners who registered and were inspected.

How Michigan ranks

Michigan compared with the other states and the District of Columbia
Measure	Michigan	Rank of 51	In context
Storm event reports	8,174	35th	81 per 100,000 residents
Reported property damage	$2.1 billion	13th	$209 per resident
Hail reports	845	30th	63 of two inches or larger
Tornado reports	147	27th	9 rated EF2 or stronger
Major disaster declarations since 2000	14	44th	6 emergency declarations
FEMA-verified home damage since 2002	$605 million	11th	296,423 homeowners registered

If you have a claim in Michigan

Michigan questions

What causes the most storm damage in Michigan?

Flood accounts for the most property damage in National Weather Service reports for Michigan from 2016 to 2025: $923 million of a $2.1 billion total. Winter weather is the most frequently reported, with 3,385 reports.

How often does it hail in Michigan?

The National Weather Service logged 845 hail reports in Michigan from 2016 to 2025. 63 involved hail two inches or larger, and the largest reported stone measured 4 inches. One storm can produce several reports.

How many tornadoes does Michigan get?

147 tornado segments were recorded in Michigan from 2016 to 2025, and 9 were rated EF2 or stronger. A tornado that crosses a county line is recorded once per county.

How many federal disasters has Michigan had?

FEMA records 14 major disaster declarations and 6 emergency declarations for Michigan since 2000. The most common cause of a major disaster declaration was flood.

How much home damage has FEMA verified in Michigan?

Since 2004, 296,423 homeowners in Michigan registered with FEMA across 8 disasters. Inspectors verified $605 million in damage and FEMA approved $773 million in individual assistance. These figures cover only people who registered and were inspected.

Use this data

You are welcome to quote these figures and reuse the charts in news stories, research and blog posts. Please credit the page with a link.

PublicAdjuster.cc, "Michigan storm damage and disaster statistics," https://publicadjuster.cc/data/michigan/. Compiled from the NOAA Storm Events Database and FEMA OpenFEMA data, November 10, 2026.

Download all states (CSV) How the figures are built

The underlying records are published by NOAA, FEMA and the U.S. Census Bureau. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).