FEMA-verified home damage by state since 2002
Damage to owner-occupied homes verified by FEMA inspectors in each state since November 2002, with registrations and aid approved.
Photo: a tarp on a tornado-damaged roof in Tecumseh, Oklahoma, May 2010. Win Henderson / FEMA, public domain. Use does not imply endorsement.
Louisiana ranks first with $7.6 billion, followed by Florida ($6.8 billion) and Texas ($4.8 billion).
The top five states account for 66% of the national total. Idaho recorded none.
The top ten
- Louisiana $7.6 billion
- Florida $6.8 billion
- Texas $4.8 billion
- California $2.9 billion
- Mississippi $2.7 billion
- New York $2.0 billion
- New Jersey $1.3 billion
- Illinois $945 million
- Alabama $811 million
- North Carolina $781 million
All states, ranked
| Rank | State | FEMA-verified damage to owner-occupied homes | Owners registered | Aid approved | Disasters |
|---|---|---|---|---|---|
| 1 | Louisiana | $7.6 billion | 1,818,543 | $4.6 billion | 25 |
| 2 | Florida | $6.8 billion | 4,011,772 | $4.2 billion | 39 |
| 3 | Texas | $4.8 billion | 2,246,578 | $3.6 billion | 33 |
| 4 | California | $2.9 billion | 318,546 | $348 million | 21 |
| 5 | Mississippi | $2.7 billion | 483,350 | $1.2 billion | 35 |
| 6 | New York | $2.0 billion | 315,531 | $1.2 billion | 18 |
| 7 | New Jersey | $1.3 billion | 309,875 | $735 million | 10 |
| 8 | Illinois | $945 million | 336,878 | $982 million | 18 |
| 9 | Alabama | $811 million | 343,950 | $423 million | 23 |
| 10 | North Carolina | $781 million | 392,412 | $745 million | 15 |
| 11 | Michigan | $605 million | 296,423 | $773 million | 8 |
| 12 | Pennsylvania | $490 million | 155,322 | $324 million | 15 |
| 13 | Kentucky | $463 million | 86,288 | $364 million | 24 |
| 14 | Tennessee | $443 million | 126,154 | $311 million | 22 |
| 15 | Georgia | $384 million | 518,909 | $384 million | 22 |
| 16 | Indiana | $370 million | 110,253 | $286 million | 16 |
| 17 | Missouri | $334 million | 67,177 | $186 million | 23 |
| 18 | Iowa | $333 million | 67,475 | $252 million | 11 |
| 19 | South Carolina | $302 million | 407,090 | $385 million | 13 |
| 20 | Hawaii | $278 million | 16,906 | $62.3 million | 9 |
| 21 | West Virginia | $277 million | 61,293 | $234 million | 27 |
| 22 | Wisconsin | $260 million | 87,272 | $313 million | 10 |
| 23 | Oklahoma | $255 million | 48,237 | $106 million | 22 |
| 24 | Ohio | $212 million | 101,513 | $142 million | 16 |
| 25 | Arkansas | $173 million | 40,240 | $95.0 million | 20 |
| 26 | Virginia | $154 million | 95,745 | $98.9 million | 14 |
| 27 | Alaska | $144 million | 16,011 | $116 million | 12 |
| 28 | North Dakota | $138 million | 14,114 | $99.2 million | 4 |
| 29 | Washington | $115 million | 17,685 | $58.9 million | 10 |
| 30 | Massachusetts | $107 million | 54,740 | $97.2 million | 9 |
| 31 | Colorado | $85.3 million | 26,627 | $57.6 million | 5 |
| 32 | Oregon | $83.2 million | 9,740 | $41.1 million | 4 |
| 33 | New Mexico | $79.1 million | 9,534 | $48.3 million | 8 |
| 34 | Connecticut | $78.6 million | 26,016 | $53.4 million | 7 |
| 35 | Kansas | $72.5 million | 7,367 | $27.8 million | 4 |
| 36 | Maryland | $64.3 million | 14,763 | $31.6 million | 4 |
| 37 | Vermont | $61.4 million | 15,001 | $65.0 million | 7 |
| 38 | Nebraska | $56.2 million | 9,956 | $32.2 million | 6 |
| 39 | Rhode Island | $49.2 million | 29,094 | $56.3 million | 6 |
| 40 | Minnesota | $49.0 million | 12,512 | $45.9 million | 7 |
| 41 | South Dakota | $37.0 million | 13,708 | $33.2 million | 11 |
| 42 | Montana | $29.2 million | 6,398 | $39.5 million | 8 |
| 43 | New Hampshire | $20.2 million | 7,839 | $14.2 million | 5 |
| 44 | Maine | $18.5 million | 67,132 | $16.8 million | 7 |
| 45 | Arizona | $5.4 million | 1,156 | $5.3 million | 5 |
| 46 | Wyoming | $3.6 million | 490 | $1.7 million | 3 |
| 47 | Delaware | $2.6 million | 609 | $1.7 million | 3 |
| 48 | Nevada | $1.9 million | 486 | $2.6 million | 2 |
| 49 | Utah | $838,066 | 1,062 | $1.7 million | 2 |
| 50 | District of Columbia | $702,759 | 1,108 | $680,009 | 2 |
| 51 | Idaho | $0 | 118 | $532,037 | 1 |
What this measures
The loss FEMA inspectors recorded for homeowners who registered for help after a federally declared disaster: home damage plus essential personal property.
- It covers only homeowners who registered with FEMA and were inspected, in disasters where individual assistance was approved. It is far below total damage.
- FEMA assistance is capped and is not insurance; verified loss is measured against FEMA's own habitability standard.
- Figures start with disaster 1439, declared in November 2002.
More rankings
Use this data
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PublicAdjuster.cc, "FEMA-verified home damage by state since 2002," https://publicadjuster.cc/data/fema-home-damage-by-state/. Compiled from the NOAA Storm Events Database and FEMA OpenFEMA data, November 10, 2026.
Download all states (CSV) How the figures are built
The underlying records are published by NOAA, FEMA and the U.S. Census Bureau. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).