Louisiana storm damage and disaster statistics
From 2016 to 2025 the National Weather Service logged 10,452 storm event reports in Louisiana, with property damage estimates totalling $37 billion. That is the 3rd highest of the 50 states and D.C.
Damaging wind was reported most often (3,011 reports). Hurricane and tropical storm accounted for the most reported damage ($27 billion). FEMA has issued 37 major disaster declarations for Louisiana since 2000.
storm event reports, 2016–2025
property damage estimated in those reports
major disaster declarations since 2000
hail reports, 83 of two inches or larger
tornado reports, 102 rated EF2 or stronger
home damage verified by FEMA inspectors since 2002
Reported storm damage in Louisiana, year by year
Largest single damage estimate
$6.0 billion
Hurricane (Typhoon), Calcasieu, 2020. Large events are recorded county by county, so one disaster can appear as several entries.
A quiet year on this chart can mean few damaging storms, or storms whose reports carried no damage estimate.
What hits Louisiana: reports and damage by type
- Damaging wind 3,011
- Flood 1,536
- Hail 1,147
- Tornado 683
- Winter weather 512
- Hurricane and tropical storm 400
- Lightning 62
- Wildfire 9
- Hurricane and tropical storm $27B
- Flood $10.0B
- Tornado $635M
- Hail $49.3M
- Wildfire $23.2M
- Damaging wind $21.4M
- Lightning $9.2M
- Winter weather $2.0M
Federal disasters in Louisiana
FEMA has recorded 37 major disaster declarations, 25 emergency declarations and 5 fire management declarations for Louisiana since 2000.
The most recent major disaster declaration in this data is Tropical Storm Arthur (tropical storm), declared June 30, 2026.
Some states change their rules on public adjuster fees and contracts after a declared disaster. See what a declaration changes.
- Hurricane 15
- Severe Storm 7
- Flood 6
- Severe Ice Storm 2
- Coastal Storm 2
- Tropical Storm 1
- Winter Storm 1
Home damage FEMA has verified in Louisiana
After a declared disaster, homeowners can register with FEMA and have their home inspected. These are the totals for Louisiana since 2004.
homeowners registered, across 25 disasters
damage verified by FEMA inspectors
individual assistance FEMA approved for those owners
homes inspected
inspections that found more than $30,000 of damage
average verified damage per inspected home
FEMA assistance is not insurance and is capped. It measures damage against its own habitability standard, and it counts only owners who registered and were inspected.
Official insurance claim figures for Louisiana
What insurers and regulators have reported for Louisiana. Unlike the storm estimates above, these are insurance figures.
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138
Public adjuster licenses issued by Louisiana during the fiscal year (123 in 2023-24; 124 in 2022-23). · Fiscal year 2024-2025
Read with care: Licenses issued in the year, not the number of public adjusters holding a license. A layout-preserving text extraction of this table shifts rows; values confirmed in content-order extraction.
Louisiana Department of Insurance, Page 33, Table 13 'Activities of Producer Licensing - Three-Year History' (show the source wording)
The source says“Public Adjuster Licenses Issued 138 123 124”
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460,709
Insurance claims reported from Hurricane Ida in Louisiana, all lines (residential property: 359,548). · As of June 30, 2022
Read with care: Insurer-reported data call. Private flood only; excludes the National Flood Insurance Program. A later final compilation may exist on the department's data call results page, which could not be opened by automated fetch.
Louisiana Department of Insurance, Table 'Losses Reported by Line', row 'Statewide, All Lines Combined' (show the source wording)
The source says“Statewide, All Lines Combined 460,709 299,440 106,987 88% 65% 9,804,171,968”
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106,987 of 460,709
Hurricane Ida claims in Louisiana closed without payment, all lines (residential property: 90,039 of 359,548). · As of June 30, 2022
Read with care: Closed without payment includes losses below the named-storm deductible as well as denials. 12% of claims were still open at this date.
Louisiana Department of Insurance, Table 'Losses Reported by Line', rows 'Statewide, All Lines Combined' and 'Residential Property' (show the source wording)
The source says“Residential Property 359,548 226,470 90,039 88% 63% 6,217,684,225”
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$9,804,171,968 paid; $13,113,511,697 paid plus reserves
Losses paid by insurers for Hurricane Ida in Louisiana, and paid losses plus reserves on reported claims, all lines. · As of June 30, 2022
Read with care: Ten months after landfall; later payments are not included. Excludes the National Flood Insurance Program.
Louisiana Department of Insurance, Table 'Losses Reported by Line', row 'Statewide, All Lines Combined' (show the source wording)
The source says“Statewide, All Lines Combined 460,709 299,440 106,987 88% 65% 9,804,171,968”
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33.76%
Share of homeowners claims closed during the year that were closed without any payment. Statewide industry ratio for LA. · Data year 2025
Read with care: Ratios are built from insurer filings to state regulators. The Florida figure does not include Citizens Property Insurance Corporation. The workbook has no national average row. Not every insurer files: small writers are exempt. Closed without payment includes losses below the deductible. The quote is the ratio's definition in the workbook; the number is the cell value for the state.
National Association of Insurance Commissioners (NAIC), Sheet 'HO', block 'Ratio 1', row LA, column 'State Ratio' (show the source wording)
The source says“Ratio 1: Claims closed without payment to the total claims closed.”
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22.09%
Share of paid homeowners claims that were paid more than 60 days after the claim was reported. Statewide industry ratio for LA. · Data year 2025
Read with care: Ratios are built from insurer filings to state regulators. The Florida figure does not include Citizens Property Insurance Corporation. The workbook has no national average row. Not every insurer files: small writers are exempt. The quote is the ratio's definition in the workbook; the number is the cell value for the state.
National Association of Insurance Commissioners (NAIC), Sheet 'HO', block 'Ratio 3', row LA, column 'State Ratio' (show the source wording)
The source says“Ratio 3: Percentage of claims paid beyond 60 days.”
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3.05%
Lawsuits opened against homeowners insurers during the year, as a proportion of claims closed without payment. A rough gauge of how litigated a state's homeowners claims are. Statewide industry ratio for LA. · Data year 2025
Read with care: Ratios are built from insurer filings to state regulators. The Florida figure does not include Citizens Property Insurance Corporation. The workbook has no national average row. Not every insurer files: small writers are exempt. The quote is the ratio's definition in the workbook; the number is the cell value for the state.
National Association of Insurance Commissioners (NAIC), Sheet 'HO', block 'Ratio 7', row LA, column 'State Ratio' (show the source wording)
The source says“Ratio 7: Suits opened during the period to claims closed without payment.”
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485,743
National Flood Insurance Program claim records for LA in FEMA's public claims dataset. · Losses 1978 to 2026; dataset as served November 10, 2026
Read with care: Counted this session through the OpenFEMA API; the quote is the API's record count for our query. One record per NFIP claim transaction in the redacted dataset, all years since 1978. Federal flood insurance only; not homeowners insurance.
Federal Emergency Management Agency (OpenFEMA), API metadata 'count' for $filter=state eq 'LA' (show the source wording)
How Louisiana ranks
| Measure | Louisiana | Rank of 51 | In context |
|---|---|---|---|
| Storm event reports | 10,452 | 29th | 227 per 100,000 residents |
| Reported property damage | $37 billion | 3rd | $8,127 per resident |
| Hail reports | 1,147 | 26th | 83 of two inches or larger |
| Tornado reports | 683 | 7th | 102 rated EF2 or stronger |
| Major disaster declarations since 2000 | 37 | 20th | 25 emergency declarations |
| FEMA-verified home damage since 2002 | $7.6 billion | 1st | 1,818,543 homeowners registered |
If you have a claim in Louisiana
Louisiana questions
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How much home damage has FEMA verified in Louisiana?
Use this data
You are welcome to quote these figures and reuse the charts in news stories, research and blog posts. Please credit the page with a link.
PublicAdjuster.cc, "Louisiana storm damage and disaster statistics," https://publicadjuster.cc/data/louisiana/. Compiled from the NOAA Storm Events Database and FEMA OpenFEMA data, November 10, 2026.
Download all states (CSV) How the figures are built
The underlying records are published by NOAA, FEMA and the U.S. Census Bureau. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).